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Describe the different approaches used by employers to provide health insurance to their employees.

Employee Benefit

■ Identify the main nonwage employee benefits offered to workers in the United States

■ Describe the roles of the government, employer, and employee in employee benefits

■ Describe the coverage features commonly found in group life insurance

■ Describe the coverage features commonly found in group disability insurance

■ Describe the different approaches used by employers to provide health insurance to their employees

■ Describe the two main types of employer-sponsored retirement plans

■ Identify several types of tax-favored retirement plans for individuals and small businesses